- Checkbook 2 6 1 — Manage Personal Checking Accounts Bank Of America
- Checkbook 2 6 1 — Manage Personal Checking Accounts Payable
- Checkbook 2 6 1 — Manage Personal Checking Accounts Fdic Insured
- Checkbook 2 6 1 — Manage Personal Checking Accounts With No Fees
ClearCheckbook Money Management
Welcome to ClearCheckbook where we make it easy to manage your finances. In addition to being a full featured transaction register, with ClearCheckbook you can:
With CheckBook, easily and simply manage your personal checking accounts. A paper check register can’t categorize your transactions or report cash flow over time, and it’ll never balance itself. That’s where we come in. Introducing CheckBook 2, the powerfully simple personal finance manager. Jan 09, 2020 A simple check book register is very useful for keeping track of your account balances for your home business or personal finances. If you’d like a budget-friendly solution, try our free check register template below. It can also be used as an account register for savings accounts and credit card accounts. You can track multiple accounts.
- Create budgets
- View spending and income reports
- Manage your debt
- Track and pay bills
- Set reminders and recurring transactions
- Estimate future balances
- Import and export transactions
- View your account across all your devices
- We’re free to sign up and start using
- Plus much more. Take a tour of our financial tools to learn more!
Privacy and Security Focused Money Management
ClearCheckbook is committed to keeping your financial data safe and secure. 256-bit SSL Encryption is always enabled when you’re accessing ClearCheckbook. All sensitive data such as passwords are never stored in plain text anywhere on our servers. Added security features such as 2 Factor Authentication help give an extra layer of protection to your data as well.
Two Methods of Entering your Data:
Connect to a bank and sync your data
If you’re a ClearCheckbook Premium member, you can connect your bank accounts to ClearCheckbook so your transactions are automatically downloaded each day. This takes away the stress of keeping receipts and remembering to enter all your purchases.
While we still believe that entering your own transactions gives you a better grasp of your finances, we also realize that a lot of people prefer to have their transactions automatically downloaded. Learn more about connecting to your bank accounts.
Manually enter or import your data
Don’t want to connect your bank account? ClearCheckbook was built with the mindset that saving your receipts and manually entering your transactions was the best way to stay on top of your spending. You can add your transactions through the website, one of our mobile apps or by importing a file which you download from your bank.
Note: We never require you to connect to a bank account or enter your bank login details.
ClearCheckbook is Everywhere You Are
We make managing your finances easy by providing access to your data from any device that has internet connectivity. With ClearCheckbook you don’t need to feel like all of your financial data is trapped on your PC.
ClearCheckbook can be accessed from more than one location and on multiple devices simply by logging into your account. All of your data is stored centrally on our servers so no matter which device you check, all of your information is up to date.
This cloud-centric approach makes it extremely easy to enter your transactions, check account balances, view budgets and more from anywhere you have an internet connection.
Out at the store buying groceries? On the couch surfing on your tablet? No problem, use one of our mobile apps to access ClearCheckbook. Any changes you make will be immediately synced with our server.
This syncing approach is very useful for couples or families with joint bank accounts. If one person is out shopping and entering their transactions, the other person can immediately see the effect of this on their account balances from their phone or computer.
ClearCheckbook is committed to helping you get your finances back in order by providing some of the best tools around for balancing your checkbook, managing your budgets, tracking your spending and more.
ClearCheckbook has the tools to help make managing your finances a breeze.
The list below showcases some of the main tools and features available to ClearCheckbook users. In addition to this list, you can check out a tour of our finance tools to see more of the tools we have available.
All Your Finances at a Glance
An overview of all your finances in one easy to find location.
Get a quick glance of every aspect of your finances from our Account Dashboard page. You can add, delete and move various gadgets on this page and this page can be fully customized so you can see and do everything you want.
You can do everything from adding transactions, balancing your checkbook, viewing reports, checking your balances, looking at your budget and more.
Track Your Spending and Saving
Our reports provide powerful insight into where your money is going and how much you’re saving.
Want to figure out where all your money’s going? We can help you track your savings and expenses and help you grasp what’s happening with your money. Select from your various accounts and categories and view them in line, bar, pie and text based reports.
We make it extremely easy to find areas you can cut back on spending and make it easier for you to realize where to cut back in order to save money.
Use Budgets to Watch Your Spending
Get a better grip on your spending by setting up budgets.
Want to set limits to how much you can spend on a specific account or category? We have a tool built specifically for you! You can set your spending limits and when you would like them to reset and we’ll track everything for you.
You can also go back and look at previous months limits and how close to your limit you came. This is a great way of figuring out areas you can cut back in your spending.
Track Your Bills
Keep track of which bills you’ve paid and find out which ones will be due soon. New file creation 5 9.
Use our Bill Tracker to manage all of your bills. We’ll show you when your bills are due and what upcoming bills you need to prepare for. Once you start paying your bills we’ll show you payment history so you can see if your bill payments have gone up or down over time.
The Bill Tracker can also easily be hooked into our Reminders and Recurring Transactions system so you can be notified whenever you have upcoming bills or you can have our system automatically post the transaction to your register.
Balance Your Checkbook
The old fashioned checkbook register updated for the modern age.
Let us take your checkbook register to the next level. With our online checkbook register you can mark transactions as cleared/balanced so you always know exactly how much money you have and what transactions have been cleared with your bank.
We will calculate the overall balances for both your uncleared and cleared totals so you’ll never accidentally overdraw your account again. This is also a great way of making sure the bank didn’t make an error and charge you for something you didn’t purchase.
Checkbook 2 6 1 — Manage Personal Checking Accounts Bank Of America
Schedule Transactions and Reminders
Automatically schedule salary deposits, utility payments and more.
Have you ever forgotten about a bill that you needed to pay? Never worry about that again! With ClearCheckbook you can schedule transactions and also have us email you as a reminder to pay a bill.
We can also take these recurring transactions and use them to project future balances so you’ll have an idea of where your finances will be months from now.
Premium Features Available
If you like the free membership, sign up for the premium membership and start enjoying features like:
- Connect to your bank
- Running Balances
- Automatic Backups to Dropbox
- File Attachments for Transactions
- Transaction Histories
- Custom Fields: Check #, Memo and Payee
- Limit Histories
- Multiple users per account
- Estimating future balances
- Importing CSV files
- Over 60 additional tools, features and settings
ClearCheckbook Mobile Applications
ClearCheckbook can also be downloaded to your iOS or Android Phones.
Latest ClearCheckbook News
Announcing a Sync Membership for Connecting to Banks
ClearCheckbook Updates for January 2021 — Including Bank Syncing
2020 Roundup and a Huge New Feature for 2021
What have we been up to since the ClearCheckbook version 5 update?
Checkbook 2 6 1 — Manage Personal Checking Accounts Payable
Welcome to ClearCheckbook Version 5!
ClearCheckbook.com is an extremely easy way to balance your checkbook online, track your spending, set a budget, manage your money and more. As an online checkbook, you enter your receipts into the site and assign each transaction to an account and category. You can go back through the online checkbook register and mark transactions as ‘Jived’ (our word for cleared/balanced/etc). This way you will always know what transactions have been cleared with the bank and how much money you have. We also use the account/categories you assign a transaction to generate reports and use them for your budgets.
We encourage you to try the site out and see how it can help you manage your money and get your finances under control. The site is completely free to sign up and use. We also have some additional premium features that can be activated for a very small monthly payment.
In addition to our main website, we also offer money management applications built specifically for the iPhone, iPad, and Android mobile devices. All of our apps sync directly with the website so you’ll always be on top of your finances.
Money management is more important now than ever. With everyone taking more of an interest in tightening their budgets, having a powerful tool at your disposal to track all your spending and saving, as well as viewing reports and setting budgets is extremely important. Take a tour of our financial tools and see if ClearCheckbook is the right tool for helping you manage your money.
View ClearCheckbook’s Main Features!
View ClearCheckbook’s Premium Features!
‘We give ourselves $400/month to spend on groceries, entertainment, going out to eat, buying clothes, and other accessories. By using this site, we NEVER go over our budget! My husband and I both use this site, so it keeps us on the same page! Thank you SOOOO much!’
Brenda from Phoenix, Arizona
Member since February 2007
‘After testing several money management systems I stayed with ClearCheckBook because it’s easy to use and very robust at the same time. For 4 years now it has helped me to control my personal finances to the point that every decision I now make about purchasing something I come to ClearCheckBook to see if i can afford it.’
Jesus from Monterrey, Mexico
Member since August 2007
You don’t need to balance your checkbook anymore. The check register was useful, but there are faster and more accurate ways to track your money.
I wrote an article about why balancing your checkbook is dumb, and the feedback I received was overwhelmingly positive. Most people have learned to use online banking and apps, and they never learned to balance a checkbook.
Unfortunately, there are still times when writing a check is the only option. This article is about how to keep writing checks while never balancing a checkbook.
The Old Way
Checkbook 2 6 1 — Manage Personal Checking Accounts Fdic Insured
Without online banking, a check register is your best friend. Monthly bank statements are a great record of your account, but they are old news. The timing creates an information gap between you and the bank. The check register helps bridge that gap in three important ways.
1. Outstanding Checks
Checks make paying bills a safe option, but the bank has no idea you have written a check. Balancing your checkbook every month helps to keep track of these outstanding checks. That way you can avoid bounced checks and overdraft fees.
2. Deposits You Don’t Know About
With direct deposit, there are times your bank account has more money than you know about. More money is a good thing, and this is a problem I love to have. But if an upcoming bill is worrying you, this information gap can be stressful.
3. Withdrawals You Don’t Know About
There are some reasons why there is less money in your account than what you thought. A couple examples are fraudulent activity, surprise fees, and simple overspending. Without online banking, keeping an eye on your account is more arduous. Monthly statements are slow and going to the bank every day is tiresome.
The New Way
Online banking and apps make the check register obsolete. It is easier and faster to track your money and fix any issues. I use examples from Mint to explain how I use technology to stop balancing my checkbook. But the advice should work just as well with other budgeting apps.
Checkbook 2 6 1 — Manage Personal Checking Accounts With No Fees
1. Outstanding Checks
Most budgeting apps link to your online accounts and update transactions automatically. You can also add any transaction you want. When I write a check (or have the bank send a check through bill pay), I open Mint on my phone and add all the information. Instead of balancing my checkbook, my outstanding checks appear as pending transactions. When the payee cashes my check, Mint automatically changes the transaction to approved. Watch live roulette free.
Looking at my checking account in Mint, there are two numbers at the top of the page. They are Balance and Available Cash (different apps may use different terms). The first amount, Balance, is what my bank knows about. Any money that has moved in or out of my checking account is included in this number.
The second amount, Available Cash, includes any pending transactions like outstanding checks. The old way to know how much money you could spend was to look at your check register. Now–using Mint or other apps–you can us the Available Cash amount.
2. Deposits You Don’t Know About
The best budgeting apps out there link to your online accounts. As soon as your bank posts a transaction online (pending or approved), your app knows it, too. This is helpful if you use an ATM to deposit checks.
3. Withdrawals You Don’t Know About
Fraudulent charges are easy to catch. I can see every transaction of every bank account in one spot. One evening I was checking Mint and noticed an extra sale at a gas station. I had bought gas earlier, but this was an extra charge and a different amount. I called my credit card company to dispute the extra charge and never went back to that gas station.
I didn’t have to wait for my bank to call me or for the monthly statement to arrive. I didn’t have to keep track of my receipt for weeks. Within a day, I caught a fraudulent transaction before it became a serious problem.
If you want to stop balancing your checkbook (or you never learned how), here are your next steps:
- Sign up for a budgeting app. I suggest Mint, YNAB, Mvelopes, or EveryDollar.
- Link your online bank accounts with the app.
- If you write a check or use bill pay, learn how to add a pending transaction to your app.
- In the app, make sure you can find the two amounts, Balance and Available Cash. Each app could call it something different.
- When the check is cashed, make sure the pending transaction becomes approved. I know Mint does this automatically, but I can’t speak for every app.
That’s it! Now you can stop using your check register and stop balancing your checkbook.